Getting a Anonymous Quote

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Getting a car insurance quote online is easy these days, and usually takes only about 5-10 minutes if you have all relevant information in front of you. But what if you don’t? What if you don’t feel like providing all of the info the insurance company asks for in order to produce a quote?

Here’s your guide to getting a car insurance estimate without personal information. Also, we will discuss all of the factors you should consider when doing so.


First of all, if you decide not to provide all of the information that the insurer asks for, they probably won’t be able to give you a very accurate quote. A lot of factors go into their decision on what price to offer. Although the online process is automated, their system will not be able to give you nearly as accurate of an answer as they could if you simply shared the required details.

For example, if you have had an accident in the past, that would obviously factor in heavily and affect the price of your quote. That said, if you have a pretty average driving record, an anonymous quote would still probably give you a good idea of what you can expect to pay.

What Information Will They Ask For?

The information that you get asked for can vary a bit, but generally, you’ll be asked to provide the following:

  • The number of your driver’s license and anyone else’s who will be included in your policy
  • The VIN (Vehicle Identification Number) of allof the vehicles you intend to insure with the policy
  • DOB of everyone who will be included in your policy
  • Address where the vehicle will be kept (probably your home)
  • Previous insurance info

You might need to provide additional information (other than your credit card, of course), especially if you plan to sign up. If you just want the quickest quote possible, you may even be able to use false information just to take a look.

Although if you decide to go ahead with the plan, you’ll have to start the whole process over again, essentially canceling out any time you were trying to save by putting random info into the quote calculator.

Concerns About Sharing Your Personal Information

The biggest downside of having to spread your info around various sites is the fact that they will likely use it to contact you in the future, whether it’s through email or even by directly calling you.

This can be very annoying, especially if you are searching for quotes on many different sites as opposed to just a few. You can bet that they’ll at least email you with promos and advertisements.

Even if you happen to sign up with the very first company, you will probably receive some junk mail from them that you will have to unsubscribe to if you don’t want to be bothered.

How to Get a Car Insurance Estimate Without Personal Information

First of all, you’ll find that many insurers won’t provide you with a quote at all without your driver’s license. For those ones, unless you decide to use someone else’s, you simply can’t obtain a quote.

But for insurance companies that don’t have a driver’s license as a mandatory requirement for issuing a quote, the bare minimum needed to get a quote of some sort will usually be your vehicle info, postal code, DOB, and driving history.

Without those, you probably can’t get a quote anywhere. If you do, it certainly won’t be accurate, as those are the most essential things needed by an insurer to get an idea of how much they will charge you.

Again, if you want the quote to be accurate, you should use your real information for each of those. After you get a quote, it will come with your designated quote pin or quote number. You’ll need this later if you decide to go ahead with the policy, so be sure to write it down.

Estimating Your Vehicle Insurance Without Getting a Quote

If you would like to, you can get an idea of what the prices may be to insure your vehicle by visiting a price comparison site. These are sites that provide rough estimates of how much people are paying who use various companies.

On one of these sites, you can simply find the company you’re interested in getting insured by—if they’re listed—and see what sort of prices they offer for their various plans.

Although this is a pretty convenient option, it isn’t going to be totally accurate. Also, you could end up spending a significant amount of time sifting through websites and their posts to find something relevant to your case.


Obviously, the most effective way to get a clear answer about how much you will need to pay for your policy is to fill out each quote calculator with all real info. But if you don’t want to do that, either search for sites that require less info (such as not requiring a driver’s license number) or check a comparison site. This should still give you some idea of how much you’ll end up paying.